Final Expense Insurance

Our final expense insurance offers a hassle-free solution that does not require any medical exams and has minimal health-related questions. 

This type of Insurance covers end-of-life expenses, such as funeral costs and outstanding debt. In turn,  providing financial peace of mind for you and your loved ones. With a streamlined application process, you can obtain coverage quickly and easily.

What Is Final Expense Insurance?

Final expense insurance is a type of insurance specifically designed to cover end-of-life expenses. It provides a lump sum payment to the beneficiaries upon the policyholder’s passing.  These funds can be used to cover funeral costs, burial expenses, outstanding medical bills, and other related financial obligations.

Typically these policies have lower coverage amounts and a simplified underwriting processes. At Smith Insurance Solutions, we’re here to help you find the policy that is right for you. Our qualified and experienced insurance agents will help guide you, answering your questions each step of the way.

What is the Benefit?

This type of insurance provides multiple benefits for both the policyholder and their loved ones. Firstly, it offers financial protection to ensure that end-of-life expenses are taken care of. This can be a huge relief of the burden on family members during an already difficult time.

It covers funeral and burial costs, which can be substantial, and may also be used for other expenses like outstanding debts or estate settlement costs. Having the right insurance policy provides peace of mind, knowing that loved ones will be supported financially when they need it most.

Many of our customers ask if they can still get a policy even if they have health issues. Some options are available for those with pre-existing conditions, such as policies that do not require an exam. Based on your unique position, we’ll help you find the best available insurance policy available to you.

Speak With an insurance agent

Have questions about final expense insurance? We’re here to help! Ask us questions by clicking the button below or by calling us at 269-213-8275. Our experienced agents are here to help you find the best final expense insurance plan for your needs. Speak with an insurance agent at Smith Insurance Solutions today!